How It Works
A simple flow designed for clarity
Most forms ask for everything, then leave you guessing. We do the opposite. You give us the essentials, we respond with a clear breakdown and next steps.
Step 1: Submit your request
Choose your primary coverage area and explain what you are trying to protect. Include timing, constraints, and any must-have requirements.
Step 2: We respond by email
We reply with clarifying questions and a plain-language overview of the coverage components that typically apply, plus trade-offs worth noticing.
Step 3: You decide your next step
You can take the questions and guidance to any provider you choose. If your situation needs specialist help, we will point you to the right category of provider.
What to include in a good request
- What you want to insure, and what would be a serious loss.
- When you need coverage and any deadlines.
- Any relevant history that a provider would ask about.
- Your budget constraints, if you have them.
- Anything that is a hard requirement, such as worldwide travel, business use, or specific benefits.
How we keep it sane
- No fake testimonials and no invented stats.
- We say when something depends on a provider or jurisdiction.
- We focus on exclusions, limits, deductibles, and claims realities.
- We keep requests lightweight and explain our data handling in the Privacy notice.
Sane Insurance